{"id":236,"date":"2026-08-16T09:51:01","date_gmt":"2026-08-16T09:51:01","guid":{"rendered":"https:\/\/moneycq.com\/?knowledgebase=insurance"},"modified":"2026-08-16T09:51:01","modified_gmt":"2026-08-16T09:51:01","slug":"insurance","status":"publish","type":"knowledgebase","link":"https:\/\/moneycq.com\/?knowledgebase=insurance","title":{"rendered":"Insurance and Protection"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Insurance is how you survive chaos. MoneyCQ offers player-level and asset-level cover through the broker.<\/p><h2 class=\"wp-block-heading\">What it is<\/h2><p class=\"wp-block-paragraph\">A protection system with premiums, excesses, and claims routed through the ledger.<\/p><h2 class=\"wp-block-heading\">What it does<\/h2><ul class=\"wp-block-list\"><li><strong>Health Cover<\/strong> ($20\/wk, $100 excess) \u2014 pays medical costs with a recorded claim.<\/li><li><strong>Income Protection<\/strong> ($35\/wk) \u2014 covers the gap during sick leave.<\/li><li><strong>Life Cover<\/strong> ($15\/wk) \u2014 protection for your life and family outcomes.<\/li><li><strong>Vehicle insurance<\/strong> \u2014 protects your car against damage and disaster.<\/li><li>Sick leave puts you on 2 weeks at 80% pay \u2014 income protection covers the difference.<\/li><\/ul><h2 class=\"wp-block-heading\">How to use it<\/h2><ol class=\"wp-block-list\"><li>Open the broker and target &#8216;You&#8217; for player cover, or your vehicle\/property for asset cover.<\/li><li>Choose the cover you can afford \u2014 premiums are a weekly cost.<\/li><li>When an event hits, your cover auto-applies (health claims route through the policy).<\/li><\/ol><h2 class=\"wp-block-heading\">Good to know<\/h2><p class=\"wp-block-paragraph\">Uninsured assets raise the stakes in disasters. A criminal record can block player-level insurance.<\/p><p class=\"wp-block-paragraph\">Ready to try it? Start a life at <a href='https:\/\/app.moneycq.com'>app.moneycq.com<\/a> \u2014 your first week takes about two minutes.<\/p>","protected":false},"featured_media":0,"template":"","class_list":["post-236","knowledgebase","type-knowledgebase","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/moneycq.com\/index.php?rest_route=\/wp\/v2\/knowledgebase\/236","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneycq.com\/index.php?rest_route=\/wp\/v2\/knowledgebase"}],"about":[{"href":"https:\/\/moneycq.com\/index.php?rest_route=\/wp\/v2\/types\/knowledgebase"}],"wp:attachment":[{"href":"https:\/\/moneycq.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=236"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}