{"id":231,"date":"2026-08-16T09:50:56","date_gmt":"2026-08-16T09:50:56","guid":{"rendered":"https:\/\/moneycq.com\/?knowledgebase=budget-planner"},"modified":"2026-08-16T09:50:56","modified_gmt":"2026-08-16T09:50:56","slug":"budget-planner","status":"publish","type":"knowledgebase","link":"https:\/\/moneycq.com\/?knowledgebase=budget-planner","title":{"rendered":"The Budget Planner"},"content":{"rendered":"<p class=\"wp-block-paragraph\">The budget planner puts your week on paper before you live it: planned income vs planned spending, with a projected surplus or shortfall.<\/p><h2 class=\"wp-block-heading\">What it is<\/h2><p class=\"wp-block-paragraph\">A weekly planning tool on the Money screen covering built-in living costs, custom bills, and auto-save.<\/p><h2 class=\"wp-block-heading\">What it does<\/h2><ul class=\"wp-block-list\"><li>Projects your weekly surplus or shortfall from real numbers.<\/li><li>Adds custom recurring expenses that post weekly as real ledger transactions.<\/li><li>Sweeps a set amount from everyday into savings automatically after bills.<\/li><li>Shows a red alert when the week is projected over budget, plus the &#8216;last week you spent $X over&#8217; line.<\/li><\/ul><h2 class=\"wp-block-heading\">How to use it<\/h2><ol class=\"wp-block-list\"><li>Open the Money screen and go to the Budget section.<\/li><li>Add any custom bills that repeat weekly.<\/li><li>Set your auto-save amount \u2014 the sweep runs after bills.<\/li><li>Read the alerts and adjust before the week starts.<\/li><\/ol><h2 class=\"wp-block-heading\">Good to know<\/h2><p class=\"wp-block-paragraph\">Planned-vs-actual is tracked by the engine, so the weekly summary can tell you exactly where you went over.<\/p><p class=\"wp-block-paragraph\">Ready to try it? Start a life at <a href='https:\/\/app.moneycq.com'>app.moneycq.com<\/a> \u2014 your first week takes about two minutes.<\/p>","protected":false},"featured_media":0,"template":"","class_list":["post-231","knowledgebase","type-knowledgebase","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/moneycq.com\/index.php?rest_route=\/wp\/v2\/knowledgebase\/231","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneycq.com\/index.php?rest_route=\/wp\/v2\/knowledgebase"}],"about":[{"href":"https:\/\/moneycq.com\/index.php?rest_route=\/wp\/v2\/types\/knowledgebase"}],"wp:attachment":[{"href":"https:\/\/moneycq.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=231"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}