{"id":223,"date":"2026-08-16T09:50:48","date_gmt":"2026-08-16T09:50:48","guid":{"rendered":"https:\/\/moneycq.com\/?knowledgebase=getting-started"},"modified":"2026-08-16T09:50:48","modified_gmt":"2026-08-16T09:50:48","slug":"getting-started","status":"publish","type":"knowledgebase","link":"https:\/\/moneycq.com\/?knowledgebase=getting-started","title":{"rendered":"Getting Started: Creating Your First Life"},"content":{"rendered":"<p class=\"wp-block-paragraph\">MoneyCQ is a two-year life simulation. You start with <strong>$1,000<\/strong> and a week ahead of you, then survive 104 weeks of salary, rent, bills, side hustles, unexpected disasters, recessions, promotions and life events \u2014 with every decision feeding your Cash Quotient.<\/p><h2 class=\"wp-block-heading\">What it is<\/h2><p class=\"wp-block-paragraph\">Each world runs under one country&#8217;s real financial rules \u2014 income tax, social contributions, and a retirement scheme. Nothing is invented: your salary is taxed, your retirement contributions are locked away, and every cent is tracked in a visible ledger.<\/p><h2 class=\"wp-block-heading\">What it does<\/h2><ul class=\"wp-block-list\"><li>Gives you a private simulated life with real money rules.<\/li><li>Tracks every transaction in a ledger \u2014 salary in, tax out, bills paid.<\/li><li>Scores everything with CQ (0\u20131000) so you can see your financial skill improve.<\/li><\/ul><h2 class=\"wp-block-heading\">How to use it<\/h2><ol class=\"wp-block-list\"><li>Go to <a href='https:\/\/app.moneycq.com'>app.moneycq.com<\/a> and choose <strong>New Life<\/strong>.<\/li><li>Pick a region \u2014 your country&#8217;s tax and retirement rules \u2014 or the Generic baseline.<\/li><li>Choose your first job and a place to live (each home shows its capacity and rent).<\/li><li>Set your retirement contribution rate if you&#8217;d like (you can change it later).<\/li><li>Start week one and follow the weekly summary.<\/li><\/ol><h2 class=\"wp-block-heading\">Good to know<\/h2><p class=\"wp-block-paragraph\">Your first job doesn&#8217;t have to be your career. The game is designed so early mistakes are cheap and the lessons stick \u2014 that&#8217;s the whole point of a simulated life.<\/p><p class=\"wp-block-paragraph\">Ready to try it? Start a life at <a href='https:\/\/app.moneycq.com'>app.moneycq.com<\/a> \u2014 your first week takes about two minutes.<\/p>","protected":false},"featured_media":0,"template":"","class_list":["post-223","knowledgebase","type-knowledgebase","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/moneycq.com\/index.php?rest_route=\/wp\/v2\/knowledgebase\/223","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneycq.com\/index.php?rest_route=\/wp\/v2\/knowledgebase"}],"about":[{"href":"https:\/\/moneycq.com\/index.php?rest_route=\/wp\/v2\/types\/knowledgebase"}],"wp:attachment":[{"href":"https:\/\/moneycq.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=223"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}