Property is the classic wealth builder — and a classic cashflow trap if you buy badly. MoneyCQ models the whole loop.
What it is
A rental property system with tenants, arrears, renovations, and per-region property tax and capital-gains tax.
What it does
- Charges weekly property tax on value per your region pack.
- Simulates tenants: vacancy, late rent, arrears, and eviction (with grace).
- Renovations raise derived value and weekly rent.
- Charges capital-gains tax on sale — on the gain over purchase plus renovations.
- Shows yield analytics: annual yield, weekly tax, tenant status, and arrears.
How to use it
- Open the Property screen and buy a rental (cash or mortgage).
- Manage the tenant — keep arrears under control.
- Renovate when it improves your yield.
- Sell when the numbers say so, and factor in capital-gains tax.
Good to know
Your own home has a capacity too — outgrowing it flags overcrowding with fatigue and health penalties.
Ready to try it? Start a life at app.moneycq.com — your first week takes about two minutes.