Debt is a tool with a cost. MoneyCQ tracks every loan as a real product with weekly payments and interest — and debt drags on your CQ.
What it is
A loan system covering student loans, vehicle finance, and general borrowing, each with its own terms.
What it does
- Charges interest and a fixed or income-scaled weekly payment.
- Counts every loan as debt in net worth.
- Adds to your weekly payment load — the money that can’t go anywhere else.
- Settles vehicle loans automatically when you sell the car.
How to use it
- Review all loans on the Money screen.
- Pay more than the minimum when you can — interest compounds against you.
- Watch your weekly payment load: too much debt squeezes your buffer.
Good to know
CQ perks help here: Preferred Rates and Mogul Touch lower your loan interest margins.
Ready to try it? Start a life at app.moneycq.com — your first week takes about two minutes.