Insurance and Protection

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Insurance is how you survive chaos. MoneyCQ offers player-level and asset-level cover through the broker.

What it is

A protection system with premiums, excesses, and claims routed through the ledger.

What it does

  • Health Cover ($20/wk, $100 excess) — pays medical costs with a recorded claim.
  • Income Protection ($35/wk) — covers the gap during sick leave.
  • Life Cover ($15/wk) — protection for your life and family outcomes.
  • Vehicle insurance — protects your car against damage and disaster.
  • Sick leave puts you on 2 weeks at 80% pay — income protection covers the difference.

How to use it

  1. Open the broker and target ‘You’ for player cover, or your vehicle/property for asset cover.
  2. Choose the cover you can afford — premiums are a weekly cost.
  3. When an event hits, your cover auto-applies (health claims route through the policy).

Good to know

Uninsured assets raise the stakes in disasters. A criminal record can block player-level insurance.

Ready to try it? Start a life at app.moneycq.com — your first week takes about two minutes.